Legacy Bank Payday Loans Review - Pratt, Kansas

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2.1 9 reviews

223 S Main St, Pratt, KS 67124, USA
+1 (620) 672-6421
www.legacy.bank
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Testimonials

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Above-specified info provides the details about a certain lending company. Below-specified info is oriented on general information about payday loans.

Payday Loans in Pratt, West Virginia

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

It is simple and quick to take out loans in Pratt, West Virginia. The rates are accured on an individual basis: if a customer repays as much loans as possible, she will be provided one of the most reasonable terms and rates.

APR

31% APR for loans up to $2,000

How will Legacy Bank help issue a payday loan in Pratt, West Virginia?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to process the form. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Pratt, West Virginia. They rate many other factors before taking out a loan. One of them is payment abilities. This is a way to improve your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Pratt, Kansas

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Wheat State Credit Union

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First Option Bank Spring Hill

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Frontier Farm Credit

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Peoples State Bank

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GNBank

100 E Forest Ave, Girard, KS 66743, USA

+1 (620) 724-8223

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New Century Bank

1211 28th St, Belleville, KS 66935, USA

+1 (785) 527-2772

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Armed Forces Bank

320 Kansas Ave, Fort Leavenworth, KS 66027, USA

+1 (913) 682-9090

www.afbank.com

Advance America

4100 E Harry St Unit 10, Wichita, KS 67218, USA

+1 (316) 687-0909

www.advanceamerica.net