First Option Bank Paola Payday Loans Review - Paola, Kansas

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4.3 13 reviews

702 Baptiste Dr, Paola, KS 66071, USA
+1 (913) 557-0800
www.firstoptionbank.com
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1998-10-29

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

tj7mp3mp8zy@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

What people think about First Option Bank Paola?

Below you read some of the reviews of our customers.
Note

Pay Attention

The previous three items describe a peculiar lender. But below you can find common information about payday loans.

Payday Loans in Paola, Kansas

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in Paola, Kansas. Loans from payday lenders can get you money within a few hours. Your APR will depend on several things.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

Advantages of First Option Bank Paola that offers payday loans in Paola, Kansas

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to submit the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to consumers with a bad credit score. Payday loan approvals depend very much on specific aspects. Payday companies will look at your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the APR. It’s easy to learn the precise cost of the payday loan even before applying.

Let's see

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Meritrust Credit Union - Cross Pointe

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Affirmative Loan Co

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Citizens National Bank

2115 M St, Belleville, KS 66935, USA

+1 (785) 527-2219

www.thecnb.com

Bank of America ATM (Drive-thru)

3514 Clinton Pkwy, Lawrence, KS 66047, USA

+1 (844) 401-8500

locators.bankofamerica.com

Commercial Bank

108 S McGee St, Caney, KS 67333, USA

+1 (620) 879-2122

www.commercialbank.net

Payday Loans

111 E 14th St, Larned, KS 67550, USA

+1 (620) 285-0055

INTRUST Bank ATM

625 S Hillside St, Wichita, KS 67211, USA

+1 (800) 895-2265

www.intrustbank.com