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What people think about RCB Bank?
Said I was accepted for a loan. Have been waiting 5 days, still no funds I my account. I think it’s fake.
Ms. Vallie Lakin
I tried to borrow funds from RCB Bank. They declined me. Why then advertise they approve everyone even those with poor credit?? Choose another lender. Besides, got many texts with an offer to take out a payday loan. I do not recommend this company.
Mr. Monte Wisozk III
This lender is a scam. I will never use again. $30 goes towards loan and you keep $82 for interest.
Merle Stark
I was accepted for $700 for a period of 2 weeks. In the end, I had to repay twice as much with all the fees charged.
Joany Armstrong
Stay away!! They approve me for a loan but it’s been 4 days and still no money in my account! Tired of waiting…. Not sure I will ever get my funds.
Ms. Roxanne Toy
Seek elsewhere!! They approve me for a loan but it’s been 3 days and still no funds in my account! Tired of waiting…. Not sure I will ever get my loan.
Caroline Bogisich
Important
The previous three items charactirize a specific lending service. But below you can read general details about payday loans.
Payday Loans in Oxford, New York
Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.
Payday loans are the easiest loans to access in Oxford, New York. The entire process is easy. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.
25% small loan cap
Advantages of RCB Bank that offers payday loans in Oxford, New York
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The funds will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to fill out the application. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Then submit an application and wait for a decision.
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a bad credit score. Payday loan approvals depend very much on other factors. Payday companies will look at your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a payday loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Oxford, Kansas
Enterprise Bank & Trust
12695 Metcalf Ave, Overland Park, KS 66213, USA
+1 (913) 663-5525
www.enterprisebank.com
Fowler State Bank
115 E West Plains St, Meade, KS 67864, USA
+1 (620) 873-2138
www.fowlerstatebank.org
Central National Bank Mortgage Services Office
205 N Moonlight Rd, Gardner, KS 66030, USA
+1 (913) 856-3218
centralnational.com
Meritrust Credit Union [ATM Only]
1257 N Buckner St, Derby, KS 67037, USA
+1 (316) 683-1199
www.meritrustcu.org
Meritrust Credit Union - Andover
610 Cloud Ave, Andover, KS 67002, USA
+1 (316) 683-1199
www.meritrustcu.org