Heartland Credit Union Payday Loans Review - Newton, Kansas

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3.9 9 reviews

Organization owner?

2201 S Kansas Ave, Newton, KS 67114, USA

+1 (316) 283-8896

www.hcu.coop

Sunday

Closed

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

9AM–12PM

Domain Info

What people think about Heartland Credit Union?

Below you get acquainted with some of the testimonials of our customers.

Note

Important

The previous three items describe a peculiar lending service. But below you can read general data about payday loans.

Payday Loans in Newton, Massachusetts

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans are the easiest loans to qualify for in Newton, Massachusetts. The entire process is fast. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

23% small loan cap

Advantages of Heartland Credit Union that offers payday loans in Newton, Massachusetts

Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a bad credit rating an increased chance to get approved for such loans. A payday loan may be the only financial product available for some clients to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your opportunities and repay your loan commitments on scheduled.

To get approved for a loan, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes 30 seconds to become informative even before applying.

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