The First State Bank Payday Loans Review - Ness City, Kansas

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4.7 3 reviews

206 N Pennsylvania Ave, Ness City, KS 67560, USA
+1 (785) 798-3347
www.fsbnesscity.com
Thursday
8AM–3PM
Friday
8AM–3PM
Saturday
Closed
Sunday
Closed
Monday
8AM–3PM
Tuesday
8AM–3PM
Wednesday
8AM–3PM

Domain Info

Created Date

2009-04-30

Mailing Address

KS

United States

Company Name

First State Bank

First State Bank

Testimonials

Feedback about The First State Bank?

Here you read the reviews of our customers.
Note

Pay Attention

Payday lenders are provided in the first three points. Below info shows common information about payday loans.

Payday Loans in Ness City, Kansas

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Ness City, Kansas are issued easily. The interest rate depends on the customer's person-related information: if you repay more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will The First State Bank help take out a payday loan in Ness City, Kansas?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are taken out around the clock. The loan will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to issue a loan in Ness City, Kansas. They rate many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to enhance your credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the loan, you are welcome to use the calculator. It will determine the cost of the payday loan.

Let's see

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