UMB Bank ATM Payday Loans Review - Kansas City, Kansas

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5 reviews

8200 Parallel Pkwy, Kansas City, KS 66112, USA
+1 (800) 860-4862
locations.umb.com
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Testimonials

What people think about UMB Bank ATM?

Below you find some of the opinions of our customers.
Note

Pay Attention

Now you can read general characteristics of payday loans.

Payday Loans in Kansas City, Missouri

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans may be an easy and fast solution to a short-term problem in Kansas City, Missouri. Loans from payday lenders can get you funds quickly. Your APR will depend on a few things.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

Advantages of UMB Bank ATM that offers payday loans in Kansas City, Missouri

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to submit the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the offer.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to individuals with a poor credit history. Payday loan approvals depend very much on specific factors. Payday companies will look at your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

Let's see

Other Payday Lenders in Kansas City, Kansas

Heartland Credit Union

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INTRUST Bank ATM

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Fidelity Bank - Twin Lakes

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Credit Union of Emporia

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City State Bank

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+1 (620) 223-1600

www.citysb.com

Frontier Farm Credit

2009 Vanesta Pl, Manhattan, KS 66503, USA

+1 (785) 776-6931

www.frontierfarmcredit.com

Helping Hand Quick Cash

1909 N 14th Ave, Dodge City, KS 67801, USA

+1 (620) 225-7999

helpinghandquickcash.com

Azura Credit Union

1129 S Kansas Ave, Topeka, KS 66612, USA

+1 (785) 233-5556

www.azuracu.com

Navy Federal Credit Union

301 Cheyenne St B, Leavenworth, KS 66048, USA

+1 (888) 842-6328

www.navyfederal.org