FirstOak Bank Payday Loans Review - Independence, Kansas

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5 3 reviews

113 N Pennsylvania Ave, Independence, KS 67301, USA
+1 (800) 960-4639
www.firstoakbank.com
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
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Note

Pay Attention

Lending companies are provided in the first three points. Below info specifies common information about payday loans.

Payday Loans in Independence, Virginia

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

Hassle-free financial products are considered as payday loans in Independence, va. They are taken out at individually-set interest rates. They are dependent on personal data. It is also important to pay back as much payday loans as possible.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will FirstOak Bank help issue a payday loan in Independence, Virginia?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to process the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Independence, Virginia. The lending company will assess many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the loan known as APR.

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Other Payday Lenders in Independence, Kansas

Community National Bank

15 E Main St, Sabetha, KS 66534, USA

+1 (785) 284-3416

www.communitynationalbank.net

Emprise Bank

10620 W 21st St, Wichita, KS 67205, USA

+1 (316) 383-8540

www.emprisebank.com

Kansas State Bank

602 Ames St, Baldwin City, KS 66006, USA

+1 (785) 594-7500

www.mykansasstatebank.com

Central National Bank

201 S 4th St, Burlington, KS 66839, USA

+1 (620) 364-8875

centralnational.com

Bank of the West

1301 E Kansas Ave, Garden City, KS 67846, USA

+1 (620) 276-7000

www.bankofthewest.com

Waddell & Reed, Inc. – Financial Advisors

101 S Penn Ave, Oberlin, KS 67749, USA

+1 (785) 475-2501

Emprise Bank

418 N Main St, Eureka, KS 67045, USA

+1 (620) 583-5564

www.emprisebank.com

INTRUST Bank ATM

8601 W Central Ave, Wichita, KS 67212, USA

+1 (800) 895-2265

www.intrustbank.com

BNT Loans

431 New York Ave, Holton, KS 66436, USA

+1 (785) 364-2785