Citizens State Bank Payday Loans Review - Gypsum, Kansas

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5 7 reviews

Organization owner?

600 Maple St, Gypsum, KS 67448, USA

+1 (785) 536-4417

www.extramilebank.com

Wednesday

8:30AM–6PM

Thursday

8:30AM–3PM

Friday

8:30AM–3PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–3PM

Tuesday

8:30AM–3PM

Domain Info

Feedback about Citizens State Bank?

Here you get acquainted with the reviews of our clients.

Note

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will tell about common information about payday loans and its specific aspects.

Payday Loans in Gypsum, Ohio

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Problem-free financial products are considered as payday loans in Gypsum, oh. They are issued at individually-set interest rates. They are dependent on customer's data. It is also significant to pay back as much payday loans as possible.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Citizens State Bank help issue a loan in Gypsum, Ohio?

Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be transfered to account. You won't be asked to visit any store.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill out an online application only. It will be processed within minutes. The funds are credited in 24 business hours.
Fast and high approval level. The positive decision counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% deny the request when lenders in Gypsum, oh will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit rating.

The following general points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator clarifies the cost of the payday loan known as annual percentage rate.

Let's see