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What people think about Community Bank & Trust?
The process was trouble-free, quick. No paperwork needed. Thank you a lot. Love their round-the-clock customer support. No issues. Would apply again.
Ms. May Sawayn II
I applied for the first payday loan in my life, was approved the same day despite the fact that I had other loans. I repaid it early. Love this lender for their competitive rates. Other lenders in my area charge sky high interest!
Ms. Reta Towne III
They approve applicants instantly and transfer money the next day. But beware – they charge high fees for missed payments. I recommend that you be a responsible borrower! Do not repeat my inaccuracy!
Camilla Feil
Simple application. I only entered an ID and a bank account. Very quick lending decision. The first time I was accepted for $300 only. Hope the limit will increase next time. APR is average. Paid off the debt even before the due date. If you have difficulties, the term can be also extended.
Layla Bailey IV
Important
The above-given information provides the details about a certain financial institution. The information below is about common information about payday loans.
Payday Loans in Galena, Maryland
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Cash advance loans may turn out an easy and speedy solution to a short-term problem in Galena, Maryland. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on a few things.
33% APR cap (2.75% a month)
Advantages of Community Bank & Trust that offers payday loans in Galena, Maryland
- 24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within a few hours.
- High approval chances. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Then submit an application and wait for approval.
Why people apply for cash advances?
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to people with a bad credit score. Payday loan approvals depend very much on other aspects. Lenders will check your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a payday loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a payday loan, you can use an online calculator. It will show the real APR of your payday loan.
Other Payday Lenders in Galena, Kansas
First Bank Kansas
100 S Kansas Ave, Kanopolis, KS 67454, USA
+1 (785) 472-4444
www.firstbankkansas.com
Exchange Bank & Trust
423 Main St, Effingham, KS 66023, USA
+1 (913) 833-5560
www.myexchangebank.com