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What people think about FirstOak Bank?
Interest too high. People usually take cash advances because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their APR a little…
Marques Abshire
Too high interest rate. Had to pay off really A LOT. Read the agreement carefully before accepting the terms and rates. Had too many problems. Customer support was awful too. The lady on the phone was very impolite. Not recommended. Better search for another website.
Adrienne Adams
Be careful! It’s a fraud! They call me regularly from multiple phone numbers. Tired of blocking these numbers. Never give them your contact details!!
Dr. Adelle Willms DDS
Pay Attention
The previous three items describe a peculiar lender. But below you can find general information about payday loans.
Payday Loans in Fredonia, New York
Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Cash advance loans may be an easy and speedy solution to a short-term problem in Fredonia, New York. Loans from payday lenders can get you funds quickly. Your APR will depend on a few factors.
25% small loan cap
Advantages of FirstOak Bank that offers payday loans in Fredonia, New York
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to fill out the form. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people apply for cash advances?
Payday loans for bad credit
Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a bad credit rating an increased chance to get accepted for short-term loans. A payday loan may be the only option available for some people to help them out of fix. If you take out such a loan, it is critical that you always borrow within your means and pay off your loan commitments in good time.
To get accepted for a payday loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and learn the real cost of the loan immediately.
Other Payday Lenders in Fredonia, Kansas
Mainstreet Credit Union
301 Oak St, Bonner Springs, KS 66012, USA
+1 (913) 599-1010
www.mainstreetcu.org
Community National Bank & Trust
500 N Summit St, Arkansas City, KS 67005, USA
+1 (620) 441-0000
www.mybankcnb.com
INTRUST Bank ATM
2277 S Eisenhower Airport Pkwy, Wichita, KS 67209, USA
+1 (800) 895-2265
www.intrustbank.com
Mid-Kansas Credit Union
104 S Avenue B Ave, Moundridge, KS 67107, USA
+1 (620) 345-2980
www.mkcu.com
Community National Bank & Trust
124 N Penn Ave, Independence, KS 67301, USA
+1 (620) 332-3141
www.mybankcnb.com