1st National Bank Payday Loans Review - Elkhart, Kansas

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5 reviews

601 Morton St, Elkhart, KS 67950, USA
+1 (620) 697-2777
fnbelkhart.com
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours

Domain Info

Created Date

2001-02-07

Mailing Address

601 MORTON ST

ELKHART

KS

67950-5017

United States

Company Name

First National Bank

First National Bank

Contact Data

rmolina@fnbelkhart.com

+1.6206972777

Testimonials

Feedback about 1st National Bank?

Here you grapple with the feedback of our customers.
Note

Pay Attention

Further there will be presented the details about not a definite lender. The information below will explain common information about payday loans and its specific aspects.

Payday Loans in Elkhart, Indiana

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Elkhart, Indiana is taken out simply and quickly. The interest rate is specified respecting the category of the client: the more loans are successfully paid off, the more reasonable terms will be ensured to you.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

How will 1st National Bank help take out a payday loan in Elkhart, Indiana?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The payday loan will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Elkhart, Indiana. They assess many other factors before issuing a payday loan. One of them is solvency. This is a way to enhance your credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should define its real cost. This calculator will show the APR of the loan.

Let's see

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Angie Plymesser | Fairway Independent Mortgage Corporation Loan Officer

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