Citizens Financial Payday Loans Review - El Dorado, Kansas

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5 reviews
Loan agency in El Dorado, Kansas

1120 N Main St, El Dorado, KS 67042, USA
+1 (316) 321-1591
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Testimonials

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Further there will be presented the details about not a certain lender. The information below will tell about common information about payday loans and its specific features.

Payday Loans in El Dorado, Kansas

A short-term loan is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in El Dorado, Kansas is taken out simply and fast. The interest rate is specified considering the category of the customer: the more loans are successfully repaid, the more favorable terms will be offered to you.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Citizens Financial help issue a payday loan in El Dorado, Kansas?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to consider the form. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is reviewed by financial institutions. Lenders in El Dorado, ks review this circumstance not a hindrence to take out a loan. The borrower of a cash advance should be ready to objectively assess financial abilities, issue a loan, pay back the debt on schedule and not only solve current problems, but improve the credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should define its real cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in El Dorado, Kansas

Hillcrest Bank

2002 E Santa Fe St, Olathe, KS 66062, USA

+1 (913) 782-5400

www.hillcrestbank.com

Advance America

2522 Vine St Unit 2, Hays, KS 67601, USA

+1 (785) 625-6045

www.advanceamerica.net

KANZA Bank

13605 Maple St #101, Wichita, KS 67235, USA

+1 (316) 773-7007

www.kanzabank.com

RCB Bank

125 N Summit St, Arkansas City, KS 67005, USA

+1 (620) 442-4040

rcbbank.com

Central National Bank Drive Up Branch

540 W 6th St, Junction City, KS 66441, USA

+1 (785) 761-2970

centralnational.com

BankWest of Kansas

121 W Washington St, St Francis, KS 67756, USA

+1 (785) 332-3333

www.ebankwest.com

INTRUST Bank

121 N Washington St, Junction City, KS 66441, USA

+1 (785) 762-8700

www.intrustbank.com

Security State Bank

506 Main St, Scott City, KS 67871, USA

+1 (620) 872-7224

www.ssbscott.com

Heartland Pawnbrokers

395 N Ridgeview Rd, Olathe, KS 66061, USA

+1 (913) 839-2095

hpjkc.com