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What people think about Chetopa State Bank & Trust Co?
Chetopa State Bank & Trust Co seems nice. Applied twice. The first loan approved was small – $300, but next time the limit was increased to $800. Paid off the loan on time. The employees were professional, they gave fast answers to all my questions. No problems. But their interest rates are not the lowest on the net.
Mrs. Zella Hammes
I contacted Chetopa State Bank & Trust Co for financial assistance. Everything was done very fast. Had the funds in my account the next morning. Employees are very caring. Pleasant experience!
Jabari DuBuque V
They approve applicants urgently and transfer funds the next day. But be careful – they charge high penalties for missed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!
Annabel Flatley Jr.
Good website with affordable rates. They deposited the next day, as I expected. I will use Chetopa State Bank & Trust Co again if I need financial assistance.
Marquise Toy
Simple application. I only entered an ID and a bank account. Same day processing. The first time I was accepted for $500 only. Hope the available amount will increase next time. APR is reasonable. Paid back the debt on schedule. If you have difficulties, the term can be also extended.
Nico Stanton DVM
Pay Attention
Below you can see general information about payday loans and their common aspects.
Payday Loans in Chetopa, Kansas
A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to access in Chetopa, Kansas. The entire process is hassle-free. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.
391%*
$500
7 days
30 days
Advantages of Chetopa State Bank & Trust Co that offers payday loans in Chetopa, Kansas
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Why people apply for cash advances?
Payday loans for bad credit
Bad credit rating can usually be an obstacle to getting a bank loan. A payday loan can save consumers who have bad credit scores or have no credit history. But we recommend you that as with any borrowing you should only think about applying for a cash advance if you are convinced that you can afford payments punctually.
To get approved for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a payday loan, you can use an online calculator. It will show the definite APR of your loan.
Other Payday Lenders in Chetopa, Kansas
Central National Bank
1403 College Ave, Manhattan, KS 66502, USA
+1 (785) 323-4030
centralnational.com
Edward Jones - Financial Advisor: Kris Sundahl
2016 19th St, Great Bend, KS 67530, USA
+1 (620) 603-0340
www.edwardjones.com
Express Cash Payday Loan Co
729 S Kansas Ave, Topeka, KS 66603, USA
+1 (785) 232-2456
expressloansofamerica.com
Guaranty State Bank & Trust Co
201 S Mill St, Beloit, KS 67420, USA
+1 (785) 738-3501
www.guarantystate.com
Citizens Federal Savings Bank
5151 S 4th St, Leavenworth, KS 66048, USA
+1 (913) 727-1040
www.citizensfsb.bank
Frontier Equity Exchange
201 E 17th St, Goodland, KS 67735, USA
+1 (785) 899-7570
www.frontieraginc.com
Sunflower Bank
7400 W 135th St, Overland Park, KS 66223, USA
+1 (913) 499-1013
www.sunflowerbank.com