Astra Bank Payday Loans Review - Chapman, Kansas

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3.6 7 reviews

1130 N Marshall St, Chapman, KS 67431, USA
+1 (785) 922-6515
www.astra.bank
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
8:30–11AM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Testimonials

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Further there will be presented the details about not a definite lending company. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Chapman, Alabama

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is simple and fast to take out loans in Chapman, Alabama. The rates are set on an individual basis: if a client repays as much loans as possible, she will be provided one of the most reasonable terms and rates.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Astra Bank help issue a payday loan in Chapman, Alabama?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to review the application. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Chapman, Alabama. They estmate many other factors before issuing a loan. One of them is solvency. This is a way to improve your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the APR. This is a definite cost of the payday loan.

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Other Payday Lenders in Chapman, Kansas

Prescott State Bank

283 E Main St, Prescott, KS 66767, USA

+1 (913) 471-4321

onlinebanking.prescottstatebank.com

First Bank Kansas

100 S Kansas Ave, Kanopolis, KS 67454, USA

+1 (785) 472-4444

www.firstbankkansas.com

RCB Bank

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+1 (620) 860-7715

www.rcbbank.com

Landmark National Bank

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+1 (785) 762-5634

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Advance America

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+1 (913) 262-3340

www.advanceamerica.net

TitleMax Title Loans

4717 E 13th St N, Wichita, KS 67208, USA

+1 (316) 215-8067

www.titlemax.com

Emprise Bank

330 N Main St, Haysville, KS 67060, USA

+1 (316) 522-2222

www.emprisebank.com

Western State Bank

409 W Kansas Ave, Garden City, KS 67846, USA

+1 (620) 272-9916

www.wsbks.com

Community Finance of Ks Inc

15 E 5th Ave, Hutchinson, KS 67501, USA