Baldwin State Bank Payday Loans Review - Baldwin City, Kansas

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4.5 8 reviews

721 High St, Baldwin City, KS 66006, USA
+1 (785) 594-6421
baldwinstatebank.com
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1999-07-15

Mailing Address

Oklahoma

United States

Company Name

BankOnIT

BankOnIT

Testimonials

Feedback about Baldwin State Bank?

Here you get acquainted with the feedback of our clients.
Note

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes users get acquainted shared information about payday loans.

Payday Loans in Baldwin City, Kansas

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is simple and fast to issue loans in Baldwin City, Kansas. The rates are set on an individual basis: if a client repays as much loans as possible, he will be offered one of the most reasonable terms and rates.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Baldwin State Bank help issue a loan in Baldwin City, Kansas?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out day and night. The transfer will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Baldwin City, Kansas. They estmate many other factors before taking out a payday loan. One of them is solvency. This is a way to improve your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the result.

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Speedy Cash

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Farmers State Bank of Oakley

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Advance America

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Bank of Blue Valley

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LoanSmart

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Simmons Bank

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Fidelity Bank - Woodlawn

1306 N Woodlawn Blvd, Wichita, KS 67208, USA

+1 (800) 658-1637

www.fidelitybank.com