Bank of Atchison Payday Loans Review - Atchison, Kansas

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4.2 15 reviews

701 Kansas Ave, Atchison, KS 66002, USA
+1 (913) 367-2400
www.mybankusb.com
Friday
8AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

1999-08-17

Mailing Address

545 MAIN ST

EVEREST

KS

66424-9157

United States

Company Name

Union State Bank of Everest

Union State Bank of Everest

Contact Data

postmaster@mybankusb.com

+1.7855487521

+1.9999999999

Testimonials

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Pay Attention

Lenders are provided in the first three points. Below info shows general information about payday loans.

Payday Loans in Atchison, Kansas

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

Problem-free financial products are known as payday loans in Atchison, ks. They are issued at individual interest rates. They depend on personal data. It is also significant to pay off as much payday loans as possible.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Bank of Atchison help issue a payday loan in Atchison, Kansas?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The transfer will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is considered by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Atchison, ks will estimate other aspects like solvency and approve a payday loan. This is a way to improve your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the payday loan known as annual percentage rate.

Let's see

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