Union State Bank Payday Loans Review - Winterset, Iowa

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4.1 11 reviews

611 IA-92, Winterset, IA 50273, USA
+1 (515) 462-2161
www.usbiowa.com
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–6PM
Saturday
9AM–12PM

Domain Info

Created Date

2000-11-12

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

usbiowa.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

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Here you read the reviews of our clients.
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Pay Attention

Above there are details about a definite lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Winterset, Iowa

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Hassle-free financial products are known as payday loans in Winterset, ia. They are taken out at individual interest rates. They are dependent on customer's data. It is also important to pay off as much payday loans as possible.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Union State Bank help take out a payday loan in Winterset, Iowa?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are issued around the clock. The deposit will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is considered by financial institutions. Lenders in Winterset, ia review this circumstance not a drawback to issue a loan. The customer of a cash advance should be ready to objectively estimate financial abilities, take out a loan, repay the debt on a due date and not only solve current issues, but improve the credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the payday loan known as annual percentage rate.

Let's see

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Hometown Cash Advance

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MBT Bank

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Community Savings Bank

203 E Main St, Coggon, IA 52218, USA

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csbiowa.com

Peoples Bank Wealth Management Group

71 Hardy St, Akron, IA 51001, USA

+1 (712) 568-1091

www.peoples-ebank.com

Bank of the West

718 E Main St, Lamoni, IA 50140, USA

+1 (641) 784-6961

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Community State Bank

118 Agora St, Marathon, IA 50565, USA

+1 (712) 289-4401

State Savings Bank

101 Broadway St, Clearfield, IA 50840, USA

+1 (641) 336-2411

www.statesavings.bank