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What people think about Edward Jones - Financial Advisor: Whitney Messerschmitt?
I applied for the first cash advance in my life, was approved the next day despite the fact that I had bad credit. I repaid it on time. Love this lender for their competitive rates. Other lenders in my area charge sky high interest!
Jake Mitchell V
Yesterday I needed $800 to cover utility bills. I decided to contact Edward Jones - Financial Advisor: Whitney Messerschmitt. They only approved me for $500 but the process itself was hassle-free, and their rates were favorable.
Earl Mayer
Online application. I only needed an ID and a bank account. Fast lending decision. The first time I was accepted for $400 only. Hope the available amount will be more next time. APR is affordable . Paid back the debt early. If you have difficulties, the term can be also extended.
Prof. Larissa Lockman
Pay Attention
The above-given information provides the details about a precise lender. The information below is about general information about payday loans.
Payday Loans in Winterset, Iowa
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.
Payday loans are the easiest loans to qualify for in Winterset, Iowa. The entire process is easy. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal data.
337% *
$500
Not Specified
31 days
Advantages of Edward Jones - Financial Advisor: Whitney Messerschmitt that offers payday loans in Winterset, Iowa
- 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within a few hours.
- High approval chances. 94% of applicants are accepted.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people apply for cash advances?
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to clients with a poor credit rating. Payday loan approvals depend very much on specific factors. Lenders will check your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.
To get approved for a cash advance, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a cash advance loan, you can use an online calculator. It will show the definite APR of your cash advance.
Other Payday Lenders in Winterset, Iowa
Edward Jones - Financial Advisor: Don Smith
615 Horseshoe Dr, Grinnell, IA 50112, USA
+1 (641) 236-0685
www.edwardjones.com
Green Belt Bank & Trust
616 Washington Ave, Iowa Falls, IA 50126, USA
+1 (641) 648-2544
www.greenbeltbank.com
Advance America
1019 S Grand Ave Ste. 1, Spencer, IA 51301, USA
+1 (712) 262-3949
www.advanceamerica.net
DuTrac Community Credit Union
2045 Holliday Dr, Dubuque, IA 52002, USA
+1 (563) 582-1331
www.dutrac.org
