U.S. Bank Branch Payday Loans Review - West Des Moines, Iowa

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3.7 13 reviews

225 50th St, West Des Moines, IA 50265, USA
+1 (515) 221-2556
locations.usbank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9:30AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

Feedback about U.S. Bank Branch?

Here you see the feedback of our customers.
Note

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes people get acquainted common information about payday loans.

Payday Loans in West Des Moines, Iowa

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in West Des Moines, Iowa is issued simply and fast. The interest rate is defined respecting the category of the customer: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help issue a payday loan in West Des Moines, Iowa?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be deposited to credit card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a payday loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in West Des Moines, Iowa. The lending company will estimate many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see

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