Farmers & Merchants Bank Payday Loans Review - West Burlington, Iowa

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5 reviews

101 Broadway St, West Burlington, IA 52655, USA
+1 (319) 752-3661
www.fmbanktrust.bank
Thursday
9AM–4:30PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Testimonials

What people think about Farmers & Merchants Bank?

Below you read some of the opinions of our customers.
Note

Important

The above-given information provides the details about a specific financial institution. The information below is about common information about payday loans.

Payday Loans in West Burlington, New York

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to get in West Burlington, New York. The entire process is straightforward. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

25% small loan cap

Advantages of Farmers & Merchants Bank that offers payday loans in West Burlington, New York

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a bad credit score an increased opportunity to get approved for payday loans. A payday loan may be the only option available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your means and pay back your loan commitments as agreed in the contract.

To get approved for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the precise cost of the loan immediately.

Let's see

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