Peoples Credit Union Payday Loans Review - Webster City, Iowa

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2.9 12 reviews

310 1st St, Webster City, IA 50595, USA
+1 (515) 832-6346
www.peoples-credit-union.com
Friday
8AM–4:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM

Domain Info

Created Date

2000-01-25

Mailing Address

IL

United States

Testimonials

Feedback about Peoples Credit Union?

Here you see the feedback of our customers.
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Pay Attention

Further there will be shown the details about not a exact lender. The information below will explain common information about payday loans and its specific aspects.

Payday Loans in Webster City, Iowa

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

Such financial products as payday loan in Webster City, Iowa is issued simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more loans you pay back off, the more favorable rates a customer will get.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Peoples Credit Union help issue a payday loan in Webster City, Iowa?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to consider the form. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Webster City, ia will assess other aspects like solvency and approve a loan. This is a way to enhance your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the annual percentage rate. This is a definite cost of the loan.

Let's see

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