First Bank Payday Loans Review - Waverly, Iowa

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5 2 reviews

316 E Bremer Ave, Waverly, IA 50677, USA
+1 (319) 352-1340
www.firstiowa.bank
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Testimonials

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Above there are details about a certain lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Waverly, New York

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Waverly, New York are issued hassle-free. The interest rate depends on the client's person-related data: if you pay back more payday loans, the more efficient terms and rates lenders offer.

APR

25% small loan cap

How will First Bank help take out a payday loan in Waverly, New York?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be transfered to card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Waverly, ny will estimate other aspects like payment abilities and approve a loan. This is a way to improve your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the APR. This is a real cost of the payday loan.

Let's see

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Charter Bank

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U.S. Bank ATM - Cedar Falls Washington

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Dietzenbach Financial

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Security National Bank

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+1 (712) 277-6500

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Community 1st Credit Union

739 E Pennsylvania Ave, Ottumwa, IA 52501, USA

+1 (641) 683-6752

www.c1stcreditunion.com

Bank of the West

405 Heivly St, Decorah, IA 52101, USA

+1 (563) 387-3683

www.bankofthewest.com

Easy Cash Solutions

303 Lincoln Way, Ames, IA 50010, USA

+1 (515) 233-3138

United Bank of Iowa

201 N Center St, Lake City, IA 51449, USA

+1 (712) 464-3181

www.unitedbk.bank