Bank Iowa - Waucoma Payday Loans Review - Waucoma, Iowa

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102 1st Ave SW, Waucoma, IA 52171, USA
+1 (563) 776-6414
www.bankiowa.bank
Wednesday
8AM–12PM
Thursday
8AM–12PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–12PM
Tuesday
8AM–12PM
Testimonials

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Here you get acquainted with the reviews of our clients.
Note

Pay Attention

Further there will be shown the details about not a exact lender. The information below will define shared information about payday loans and its specific features.

Payday Loans in Waucoma, Iowa

A short-term loan is known as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

Payday loans in Waucoma, Iowa are taken out easily. The interest percentage depends on the client's person-related information: if you repay more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Bank Iowa - Waucoma help issue a payday loan in Waucoma, Iowa?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Waucoma, ia will estimate other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will define the cost of the loan. It takes seconds to see the result.

Let's see

Other Payday Lenders in Waucoma, Iowa

U.S. Bank: Nancy Wymore

222 2nd Ave SE, Cedar Rapids, IA 52401, USA

+1 (319) 368-4264

Collins Community Credit Union

4855 Asbury Rd, Dubuque, IA 52002, USA

+1 (800) 475-1150

www.collinscu.org

Bank of the West

700 1st Ave NE, Cedar Rapids, IA 52401, USA

+1 (319) 366-1851

www.bankofthewest.com

Edward Jones - Financial Advisor: Shellie L Haluska, CFP®|ChFC®|CLU®

704 Monterey Dr, Carroll, IA 51401, USA

+1 (712) 792-6520

www.edwardjones.com

Iowa State Bank

419 Main St, Lake View, IA 51450, USA

+1 (712) 657-2721

www.myisb.bank

LPI Loans

2412 Park Ave, Muscatine, IA 52761, USA

+1 (563) 262-4000

lpiloans.com

Edward Jones - Financial Advisor: Perry A Overton, AAMS®

1207 S Marshall St, Boone, IA 50036, USA

+1 (515) 432-7127

www.edwardjones.com

U.S. Bank ATM - Humboldt Drive-Up in Parking Lot

701 Sumner Ave, Humboldt, IA 50548, USA

+1 (800) 872-2657

usbank.com

Pinnacle Bank

2206 S Center St, Marshalltown, IA 50158, USA

+1 (641) 752-2393

www.bankpinnacle.us