U.S. Bank Branch Payday Loans Review - Waterloo, Iowa

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3.4 9 reviews

3130 Kimball Ave, Waterloo, IA 50702, USA
+1 (319) 235-3240
locations.usbank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

What people think about U.S. Bank Branch?

Below you find some of the testimonials of our clients.
Note

Pay Attention

The above-given information provides the details about a specific lending service. The information below is about general information about payday loans.

Payday Loans in Waterloo, New York

A payday loan is a short-term loan that can help you cover emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Waterloo, New York is are easy to access. The interest rate is specific for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Advantages of U.S. Bank Branch that offers payday loans in Waterloo, New York

  • Apply around the clock. You can use the online service 24/7. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can usually be an obstacle to taking out a bank loan. A payday loan can save individuals who have poor credit scores or have no credit score. But we remind you that as with any debt you should only dare applying for a cash advance if you are sure that you can make payments without delays.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the definite cost of the cash advance loan immediately.

Let's see

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