Community Bank & Trust Payday Loans Review - Waterloo, Iowa

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4.3 7 reviews

422 Commercial St, Waterloo, IA 50701, USA
+1 (319) 291-2000
www.communitybt.bank
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Testimonials

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Pay Attention

Lending companies are provided in the first three points. Below info offers shared information about payday loans.

Payday Loans in Waterloo, New York

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

Payday loans in Waterloo, New York are taken out easily. The interest rate depends on the customer's person-related information: if you pay off more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will Community Bank & Trust help issue a payday loan in Waterloo, New York?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to process the form. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A adverse factor taken into account by financial institutions is known as bad credit history. But this drawback is not implied as the only one by payday lenders to take out a cash advance. The lender process many aspects such as financial solvency to approve the form. Cash advance in Waterloo, New York may help improve your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the payday loan known as APR.

Let's see

Other Payday Lenders in Waterloo, Iowa

Northwest Bank

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Financial Architects

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Dietzenbach Financial

101 N Maryville St, Calmar, IA 52132, USA

+1 (563) 562-1048

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First Newton National Bank

1821 1st Ave E, Newton, IA 50208, USA

+1 (641) 792-9420

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5 Star Community Credit Union

100 S Cherry St, Mt Pleasant, IA 52641, USA

+1 (319) 385-4914

www.5starcu.org

MoneyGram

402 Church St, Ottumwa, IA 52501, USA

+1 (641) 682-4777

locations.moneygram.com

Center Point Bank & Trust

901 Bank Ct, Center Point, IA 52213, USA

+1 (319) 849-1838

www.centerpointbank.com

Dupaco Community Credit Union

1465 Sycamore St, Dubuque, IA 52001, USA

+1 (563) 557-7600

www.dupaco.com

West Bank

955 Hickman Rd, Waukee, IA 50263, USA

+1 (515) 221-7740

www.westbankstrong.com