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What people think about Community Bank & Trust?
They approve applicants instantly and transfer money the same day. But be careful – they charge high penalties for missed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!
Prof. Oleta Stark
I applied for a $1,000 payday loan when I needed money after car accident. There simply was no other solution. I found this lender on the Internet. Other lender charged unbelievable rates. One lender denied me, another accepted me for a smaller amount but here it got as much as I requested.
Duncan Kautzer
The process was hassle-free, straightforward. No guarantors needed. Thank you so much. Love their online customer support. No problems. Would apply again.
Roy Torphy
Simple application. I only entered an ID and a bank account. Immedaite approval. The first time I was accepted for $500 only. Hope the available amount will increase next time. APR is fair. Paid off the loan early. If necessary, the term can be also extended.
Mrs. Maritza Mosciski
Important
The previous three items charactirize a certain financial institution. But below you can find general data about payday loans.
Payday Loans in Wapello, Iowa
Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.
Payday loans in Wapello, Iowa is are easy to access. The interest rate is individual for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.
337% *
$500
Not Specified
31 days
Advantages of Community Bank & Trust that offers payday loans in Wapello, Iowa
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The money will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to submit the form. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the lender’s decision.
Why people take out payday loans?
Payday loans for bad credit
Bad credit score can usually be an obstacle to obtaining a bank loan. A payday loan can rescue people who have poor credit scores or have no credit score. But we recommend you that as with any loan you should only consider applying for a payday loan if you are confident that you can afford payments as agreed in the contract.
To get accepted for a payday loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your cash advance.
Other Payday Lenders in Wapello, Iowa
Bank Iowa - Clarinda (Main Bank)
101 E Main St, Clarinda, IA 51632, USA
+1 (712) 542-2121
www.bankiowa.bank
Edward Jones - Financial Advisor: Mike Roling
4005 Glass Rd NE, Cedar Rapids, IA 52402, USA
+1 (319) 393-2540
www.edwardjones.com
Edward Jones - Financial Advisor: Greg Fleming
608 Main St, Keokuk, IA 52632, USA
+1 (319) 524-8023
www.edwardjones.com
Edward Jones - Financial Advisor: Kyle S Keck
123 Boulevard Rd Ste 2, Keokuk, IA 52632, USA
+1 (319) 313-7376
www.edwardjones.com
