Central State Bank Payday Loans Review - Walford, Iowa

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3 reviews

345 US-151, Walford, IA 52351, USA
+1 (319) 846-2650
www.centralstate.bank
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Testimonials

Feedback about Central State Bank?

Here you grapple with the feedback of our clients.
Note

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will explain common information about payday loans and its specific features.

Payday Loans in Walford, Iowa

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Walford, Iowa is issued simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more payday loans you pay back off, the more favorable rates a customer will get.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Central State Bank help take out a payday loan in Walford, Iowa?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be transfered to card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered within minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Microfinance organizations in Walford, ia consider this circumstance not a drawback to issue a loan. The customer of a cash advance should be prepared to objectively estimate financial solvency, issue a loan, pay off the debt on schedule and not only cope with current problems, but enhance the credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will show the cost of the loan. It takes seconds to see the result.

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