Farmers Savings Bank & Trust Payday Loans Review - Vinton, Iowa

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4.9 7 reviews

401 B Ave, Vinton, IA 52349, USA
+1 (319) 472-2373
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–5PM
Saturday
8:30–11AM
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Testimonials

Feedback about Farmers Savings Bank & Trust?

Here you get acquainted with the reviews of our clients.
Note

Pay Attention

Lenders are described in the first three points. Below info shows common information about payday loans.

Payday Loans in Vinton, Virginia

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

Problem-free financial products are considered as payday loans in Vinton, va. They are issued at individual interest rates. They depend on personal data. It is also significant to pay back as much payday loans as possible.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Farmers Savings Bank & Trust help take out a loan in Vinton, Virginia?

  • Round the clock service. Every client may address the service round the clock. The borrowed funds will be transfered to bank account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a payday loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Vinton, va will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should calculate its definite cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Vinton, Iowa

MidWestOne Bank

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+1 (641) 673-8303

www.midwestone.bank

Dupaco Community Credit Union

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+1 (563) 557-7600

www.dupaco.com

U.S. Bank ATM - Jennie Edmundson Hospital

933 E Pierce St, Council Bluffs, IA 51503, USA

+1 (800) 872-2657

usbank.com

Peoples Bank

1901 Morningside Ave, Sioux City, IA 51106, USA

+1 (712) 276-5333

www.peoples-ebank.com

West Bank

401 10th Ave, Coralville, IA 52241, USA

+1 (319) 351-4121

www.westbankstrong.com

Libertyville Savings Bank

106 W Maple Ave, Libertyville, IA 52567, USA

+1 (641) 472-9839

www.lsbia.bank

Advance America

2110 Park Ave, Muscatine, IA 52761, USA

+1 (563) 264-5889

www.advanceamerica.net

Edward Jones - Financial Advisor: Tom Fitzpatrick

614 W Kimberly Rd, Davenport, IA 52806, USA

+1 (563) 386-9732

www.edwardjones.com

West Iowa Bank

606 Maple St, Fenton, IA 50539, USA

+1 (515) 889-2231

www.westiowabank.com