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What people think about ATM (Regions Bank)?
Thank you ATM (Regions Bank) for assisting me when I needed money so bad to pay for vacation. I have applied through this company 3 times and everything was great. This is the most reliable lender with no hidden fees. Highly recommended!!!
Dr. Jena Torphy
Online application. I only filled in an ID and a bank account. Same day processing. The first time I was approved for $600 only. Hope the available amount will be more next time. Interest rate is reasonable. Repaid the loan on schedule. If you have difficulties, the term can be also extended.
Tommie Moen MD
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Below you can see general information about payday loans and their common features.
Payday Loans in Urbandale, Iowa
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Cash advance loans may become an easy and speedy solution to a short-term problem in Urbandale, Iowa. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on several things.
337% *
$500
Not Specified
31 days
Advantages of ATM (Regions Bank) that offers payday loans in Urbandale, Iowa
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to complete the form. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of loan providers.
Why people take out cash advances?
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to consumers with a bad credit rating. Payday loan approvals depend very much on other circumstances. They will pay attention to your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.
To get approved for a loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.
Other Payday Lenders in Urbandale, Iowa
Iowa Trust & Savings Bank
2101 10th St, Emmetsburg, IA 50536, USA
+1 (712) 852-3451
www.iowatrustbank.com
Central Financial Group LLC
120 Main St, Roland, IA 50236, USA
+1 (515) 388-4568
www.centralfinancialgroup.com
Power Co-Op Employees Credit
1208 13th St N, Humboldt, IA 50548, USA
+1 (515) 332-4096
www.powercoopcu.com
Check Into Cash
420 N Roosevelt Ave #130, Burlington, IA 52601, USA
+1 (319) 754-1900
local.checkintocash.com