Central Bank Payday Loans Review - Urbandale, Iowa

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3 4 reviews

3800 100th St, Urbandale, IA 50322, USA
+1 (515) 254-9000
www.centralbankonline.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2003-04-24

Mailing Address

Iowa

United States

Company Name

Commercial Financial

Commercial Financial

Testimonials

What people think about Central Bank?

Below you get acquainted with some of the reviews of our customers.
Note

Important

The previous three items charactirize a specific lending service. But below you can read common data about payday loans.

Payday Loans in Urbandale, Iowa

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may turn out an easy and speedy solution to a short-term problem in Urbandale, Iowa. Loans from payday lenders can get you cash quickly. Your APR will depend on several factors.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Central Bank that offers payday loans in Urbandale, Iowa

  • 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within a few hours.
  • High approval rates. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lending companies.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a poor credit history an increased opportunity to get accepted for short-term loans. A payday loan may be the only loan available for some borrowers to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your budget and repay your loan commitments on time.

To get accepted for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the definite cost of the cash advance loan immediately.

Let's see

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