First State Bank Payday Loans Review - Sully, Iowa

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5 4 reviews

Organization owner?

301 7th Ave, Sully, IA 50251, USA

+1 (641) 594-3744

www.fsbankia.com

Sunday

Closed

Monday

8AM–4PM

Tuesday

8AM–4PM

Wednesday

8AM–4PM

Thursday

8AM–4PM

Friday

8AM–4PM

Saturday

8–10AM

Domain Info

What people think about First State Bank?

Below you get acquainted with some of the reviews of our clients.

Note

Important

The above-given information provides the details about a precise lender. The information below is about general information about payday loans.

Payday Loans in Sully, Iowa

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is hassle-free and fast to get approved for payday loans in Sully, Iowa. The interest rate will be set specifically for each person and will depend on the personal information the client filled in.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of First State Bank that offers payday loans in Sully, Iowa

Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to consumers with a poor credit rating. Payday loan approvals depend very much on other circumstances. They will check your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get approved for a payday loan, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.

Let's see