United Bank of Iowa Payday Loans Review - Storm Lake, Iowa

Your personal information is safe with us
4.2 5 reviews

1270 Lake Ave N, Storm Lake, IA 50588, USA
+1 (712) 732-1620
www.unitedbk.bank
Friday
8:30AM–4:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Testimonials

What people think about United Bank of Iowa?

Below you find some of the opinions of our clients.
Note

Pay Attention

The above-given information provides the details about a definite lending service. The information below is about common information about payday loans.

Payday Loans in Storm Lake, Iowa

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to access in Storm Lake, Iowa. The entire process is easy. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of United Bank of Iowa that offers payday loans in Storm Lake, Iowa

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still get a payday loan. Such loans are created to help meet the needs of consumers with bad credit scores. There are lenders who may be happy to offer you a payday loan even if you have a bad credit rating. You will need a stable income to get approved for a bad credit payday loan.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the precise cost of the cash advance loan immediately.

Let's see

Other Payday Lenders in Storm Lake, Iowa

5 Star Community Credit Union

100 S Cherry St, Mt Pleasant, IA 52641, USA

+1 (319) 385-4914

www.5starcu.org

Steve Jones - Ameriprise Financial Services, LLC

1005 Broadway St, Emmetsburg, IA 50536, USA

+1 (712) 852-3818

www.ameripriseadvisors.com

ATM (Regions Bank)

2851 86th St, Urbandale, IA 50322, USA

+1 (800) 734-4667

www.regions.com

Metro Pawn & Loan

3011 W Broadway, Council Bluffs, IA 51501, USA

+1 (712) 256-5750

metropawnandloan.com

Edward Jones - Financial Advisor: Travis Padget

302 1st Ave W, Newton, IA 50208, USA

+1 (641) 792-5252

www.edwardjones.com

Dupaco Community Credit Union

1200 W Main St, Manchester, IA 52057, USA

+1 (563) 927-6187

www.dupaco.com

Great Western Bank

1020 Main St, Hamburg, IA 51640, USA

+1 (712) 382-1212

www.greatwesternbank.com

Iowa State Bank

6410 SW 9th St, Des Moines, IA 50315, USA

+1 (515) 287-3750

www.iowastatebanks.com

Bank Iowa - New Hampton

606 W Milwaukee St, New Hampton, IA 50659, USA

+1 (641) 394-6800

www.bankiowa.bank