The State Bank Payday Loans Review - Spirit Lake, Iowa

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1902 Hill Ave, Spirit Lake, IA 51360, USA
+1 (712) 336-2455
www.statebankspiritlake.com
Friday
8:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM

Domain Info

Created Date

1998-11-06

Mailing Address

Iowa

United States

Company Name

The State Bank

The State Bank

Testimonials

Feedback about The State Bank?

Here you get acquainted with the reviews of our clients.
Note

Pay Attention

Above-shown info provides the details about a definite lending company. Below-shown info is oriented on general information about payday loans.

Payday Loans in Spirit Lake, Iowa

A short-term lending option is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Problem-free financial products are considered as payday loans in Spirit Lake, ia. They are taken out at individual interest rates. They are dependent on customer's data. It is also important to pay back as much payday loans as possible.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will The State Bank help take out a loan in Spirit Lake, Iowa?

  • Round the clock service. Every client may address the service round the clock. The borrowed money will be deposited to account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a cash advance from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A adverse factor considered by financial institutions is known as bad credit history. But this drawback is not implied as the only one by lenders to take out a loan. The lender process many aspects such as financial capabilities to approve the request. Cash advance in Spirit Lake, Iowa may help level up your credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will show the cost of the loan. It takes seconds to see the outcome.

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