Shelby County State Bank Payday Loans Review - Shelby, Iowa

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5 2 reviews

Organization owner?

425 East St, Shelby, IA 51570, USA

+1 (712) 544-2626

www.scsbnet.com

Saturday

8–11AM

Sunday

Closed

Monday

8AM–4PM

Tuesday

8AM–4PM

Wednesday

8AM–4PM

Thursday

8AM–4PM

Friday

8AM–5PM

Domain Info

Mailing Address

1620 Dodge Street

Omaha

68197

United States

Company Name

Domain Administrator

First National Bank of Omaha

Contact Data

domadmin@fnni.com

+1.4026337188

Testimonials

What people think about Shelby County State Bank?

Below you get acquainted with some of the reviews of our customers.

Note

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Shelby, North Carolina

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Online cash advance loans can be the right solution to your temporary financial problems in Shelby , North Carolina because they are easily obtained and easily repaid. Your APR will depend on your state law or on the payday lender's policy.

APR

36% APR small loan cap

Advantages of Shelby County State Bank that offers payday loans in Shelby, North Carolina

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The funds will be deposited to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to submit the application. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people apply for cash advances?

Car expenses

18%

Treatment

13%

Vacation

10%

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give consumers with a poor credit score an increased opportunity to get accepted for such loans. A payday loan may be the only financial product available for some clients to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your means and pay off your loan commitments as agreed in the contract.

To get approved for a cash advance, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

Let's see