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What people think about Farm Bureau Financial Services?
Simple application. I only entered an ID and a bank account. Immedaite lending decision. The first time I was approved for $400 only. Hope the available amount will increase next time. Interest rate is average. Repaid the loan . If required, the term can be also extended.
Josie Bechtelar
Farm Bureau Financial Services seems honest. They rescued me twice. The first payday loan approved was small – $400, but next time the limit was increased to $1000. Repaid the loan on time. The employees were caring, they gave immediate answers to all my questions. No issues. But their rates are average.
Mrs. Rita Pouros V
I applied for the first payday loan in my life, was approved in 10 minutes despite the fact that I had low credit score. I repaid it on time. Love this company for their reasonable rates. Other lenders in my area charge sky high interest!
Prof. Ford Schumm
Important
The above-given information provides the details about a precise lender. The information below is about general information about payday loans.
Payday Loans in Rock Rapids, Iowa
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.
Payday loans are the easiest loans to qualify for in Rock Rapids, Iowa. The entire process is effortless. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.
337% *
$500
Not Specified
31 days
Advantages of Farm Bureau Financial Services that offers payday loans in Rock Rapids, Iowa
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The money will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to fill out the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the offer.
Why people apply for cash advances?
Payday loans for bad credit
If you have a bad credit rating you may still get accepted for a payday loan. Such loans are created to help meet the needs of applicants with bad credit scores. There are companies who may be ready to give you a payday loan even if you have a poor credit rating. You will need a steady income to apply for a bad credit payday loan.
To get approved for a payday loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your payday loan.
Other Payday Lenders in Rock Rapids, Iowa
CBI Bank & Trust, Muscatine - Downtown Banking Center
301 Iowa Ave, Muscatine, IA 52761, USA
+1 (563) 263-3131
www.cbibt.com
The Exchange State Bank
105 Marion St, Martelle, IA 52305, USA
+1 (319) 482-2370
exchangestatebank.net
Bankers Trust Windsor Heights
7000 University Ave, Windsor Heights, IA 50324, USA
+1 (515) 271-1000
bankerstrust.com