First State Bank Payday Loans Review - Redfield, Iowa

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5 2 reviews

Organization owner?

917 1st St, Redfield, IA 50233, USA

+1 (515) 833-2303

www.stuartbank.com

Saturday

8:30AM–12PM

Sunday

Closed

Monday

8:30AM–12PM, 1–4PM

Tuesday

8:30AM–12PM, 1–4PM

Wednesday

8:30AM–12PM, 1–4PM

Thursday

8:30AM–12PM, 1–4PM

Friday

8:30AM–12PM, 1–4PM

Domain Info

What people think about First State Bank?

Below you get acquainted with some of the testimonials of our clients.

Note

Pay Attention

The above-given information provides the details about a definite financial institution. The information below is about common information about payday loans.

Payday Loans in Redfield, New York

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may be an easy and speedy solution to a short-term problem in Redfield, New York. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on a few things.

APR

25% small loan cap

Advantages of First State Bank that offers payday loans in Redfield, New York

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The money will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to submit the application. The funds are sent to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give borrowers with a bad credit score an increased chance to get approved for payday loans. A payday loan may be the only financial product available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your budget and pay back your loan commitments in good time.

To get accepted for a payday loan, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the cash advance loan even before applying.

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