Luana Savings Bank Payday Loans Review - Polk City, Iowa

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4.3 17 reviews

Organization owner?

855 W Bridge Rd, Polk City, IA 50226, USA

+1 (515) 984-7100

luanasavingsbank.com

Wednesday

8AM–4:30PM

Thursday

8AM–4:30PM

Friday

8AM–4:30PM

Saturday

8–11AM

Sunday

Closed

Monday

8AM–4:30PM

Tuesday

8AM–4:30PM

Domain Info

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Above there are details about a certain lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Polk City, Florida

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Hassle-free financial products are known as payday loans in Polk City, fl. They are issued at individually-set interest rates. They depend on customer's data. It is also important to pay back as much payday loans as possible.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Luana Savings Bank help take out a payday loan in Polk City, Florida?

24/7 operation. Such online services allow you to receive funds at any time. Money are taken out day and night. The loan will be sent to a credit card, so a personal visit to the department is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

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Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Polk City, Florida. The company will assess many points to qualify such as financial capabilities. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following common points will be assessed before applying for a payday loan: