United Bank of Iowa Payday Loans Review - Pocahontas, Iowa

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5 3 reviews

210 Front Ave, Pocahontas, IA 50574, USA
+1 (712) 335-4277
www.unitedbk.bank
Friday
9AM–3PM
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Testimonials

What people think about United Bank of Iowa?

Below you read some of the testimonials of our customers.
Note

Pay Attention

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Pocahontas, Virginia

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans in Pocahontas, Virginia is are simple to get. The interest rate is individual for each person and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of United Bank of Iowa that offers payday loans in Pocahontas, Virginia

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lenders.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to individuals with a poor credit rating. Payday loan approvals depend very much on specific aspects. Lenders will look at your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the APR right now. Use this online calculator to specify the definite cost of your loan. It only takes 20 seconds to become informative even before applying.

Let's see

Other Payday Lenders in Pocahontas, Iowa

First State Bank

505 E 2nd St, Webster City, IA 50595, USA

+1 (515) 832-2520

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Edward Jones - Financial Advisor: Scott D McGill

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+1 (319) 887-2115

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Edward Jones - Financial Advisor: Andrew Brommer

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+1 (515) 465-5336

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State Savings Bank

101 Broadway St, Clearfield, IA 50840, USA

+1 (641) 336-2411

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EZ Money Check Cashing

2121 Hamilton Blvd, Sioux City, IA 51103, USA

+1 (712) 258-8542

sioux-city-ia-hamilton.getezmoney.com

Citizens Community Credit Union

106 S Mill St, Lake Mills, IA 50450, USA

+1 (641) 592-0900

www.citizenscu.com

Edward Jones - Financial Advisor: James Rutherford

320 S Jackson St, Osceola, IA 50213, USA

+1 (641) 342-1190

www.edwardjones.com

Malvern Bank

404 Main St, Malvern, IA 51551, USA

+1 (712) 624-8686

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BankFirst

902 10th St, Onawa, IA 51040, USA

+1 (402) 371-8005

www.bankfirstonline.com