Community 1st Credit Union Payday Loans Review - Ottumwa, Iowa

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4.6 29 reviews

Organization owner?

235 Richmond Ave, Ottumwa, IA 52501, USA

+1 (641) 684-5448

www.c1stcreditunion.com

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday

8:30AM–5PM

Saturday

9AM–12PM

Sunday

Closed

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Domain Info

Mailing Address

235 RICHMOND AVE

OTTUMWA

52501-4227

United States

Contact Data

jeffl@c1stcreditunion.com

+1.6416836411

+1.231231234

Testimonials

Feedback about Community 1st Credit Union?

Here you see the feedback of our customers.

Note

Pay Attention

Lending companies are shown in the first three points. Below info defines shared information about payday loans.

Payday Loans in Ottumwa, Iowa

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Payday loans in Ottumwa, Iowa are issued hassle-free. The interest rate is dependent on the borrower's person-related information: if you cover obligations for more payday loans, the more favorable terms and rates lenders offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Community 1st Credit Union help issue a loan in Ottumwa, Iowa?

24/7 service. Such Internet services allow you to get funds at any time. Money are taken out day and night. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Ottumwa, Iowa. The company will assess many points to qualify such as payment abilities. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a cash advance: