Bank Iowa - Oskaloosa Payday Loans Review - Oskaloosa, Iowa

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3.7 3 reviews

1710 3rd Ave E, Oskaloosa, IA 52577, USA
+1 (641) 673-7400
www.bankiowa.bank
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–4:30PM
Saturday
Closed
Testimonials

What people think about Bank Iowa - Oskaloosa?

Below you see some of the testimonials of our customers.
Note

Important

Now you can see general aspects of payday loans.

Payday Loans in Oskaloosa, Iowa

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans are the easiest loans to qualify for in Oskaloosa, Iowa. The entire process is fast. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Bank Iowa - Oskaloosa that offers payday loans in Oskaloosa, Iowa

  • Apply around the clock. You can use the online service 24/7. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lenders.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a bad credit rating an increased chance to get approved for such loans. A payday loan may be the only financial product available for some individuals to help them out of fix. If you take out such a loan, it is important that you always borrow within your opportunities and pay back your loan commitments as agreed in the contract.

To get approved for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the exact cost of the cash advance loan immediately.

Let's see

Other Payday Lenders in Oskaloosa, Iowa

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Two Rivers Bank & Trust

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Central Bank

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Edward Jones - Financial Advisor: John A Westfall

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First Whitney Bank & Trust

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Edward Jones - Financial Advisor: Scott D McGill

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MidWestOne Bank

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+1 (563) 582-1846

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Victor State Bank

201 Washington St, Victor, IA 52347, USA

+1 (319) 647-2231

www.victorstatebank.com