Community 1st Credit Union Payday Loans Review - Oskaloosa, Iowa

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3.9 22 reviews

1311 A Ave W, Oskaloosa, IA 52577, USA
+1 (641) 673-7243
www.c1stcreditunion.com
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

Domain Info

Created Date

2005-09-14

Mailing Address

235 RICHMOND AVE

OTTUMWA

IA

52501-4227

United States

Company Name

Community 1st Credit Union

Community 1st Credit Union

Contact Data

jeffl@c1stcreditunion.com

+1.6416836411

+1.231231234

Testimonials

Feedback about Community 1st Credit Union?

Here you see the reviews of our clients.
Note

Pay Attention

Above-specified info offers the details about a definite lender. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Oskaloosa, Iowa

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

It is simple and fast to issue loans in Oskaloosa, Iowa. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be offered one of the most favorable terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Community 1st Credit Union help issue a payday loan in Oskaloosa, Iowa?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

5%
Healthcare Bills

6%
Traveling

5%
Car Repair

2%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Lenders do not consider this factor the only one to take out a loan in Oskaloosa, Iowa. They rate many other factors before taking out a loan. One of them is payment abilities. This is a way to enhance your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the result.

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RACOM Community Credit Union

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Farm Credit Services of America

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www.edwardjones.com