United Community Bank Payday Loans Review - Okoboji, Iowa

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5 2 reviews

1006 Okoboji View Ave, Okoboji, IA 51355, USA
+1 (712) 332-7717
unitedcommunitybank.com
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

Domain Info

Created Date

1998-03-05

Mailing Address

5860 Citrus Blvd, Suite D, #172

Harahan

LA

70123

United States

Company Name

Jewella Privacy - 727f7

Jewella Privacy LLC Privacy ID# 10456803

Contact Data

unitedcommunitybank.com@dnic.jewellaprivacy.com

+1.5043550545

Testimonials

Feedback about United Community Bank?

Here you grapple with the reviews of our clients.
Note

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will explain shared information about payday loans and its specific features.

Payday Loans in Okoboji, Iowa

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in Okoboji, Iowa are taken out problem-free. The interest rate is dependent on the client's person-related information: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will United Community Bank help take out a loan in Okoboji, Iowa?

  • 24/7 service. Such online services allow you to get funds at any time. Money are issued around the clock. The loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Okoboji, ia will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as APR.

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Edward Jones - Financial Advisor: Brian E Farley

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Two Rivers Bank & Trust

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DuTrac Community Credit Union

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Citizens First Bank

1329 N 2nd St, Clinton, IA 52732, USA

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Farm Credit Services of America

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+1 (563) 927-3159

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U.S. Bank Branch

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locations.usbank.com

Great Southern Bank

210 NE Delaware Ave, Ankeny, IA 50021, USA

+1 (515) 964-5626

locations.greatsouthernbank.com