United Bank of Iowa Payday Loans Review - Moville, Iowa

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4.5 2 reviews

120 S 1st St, Moville, IA 51039, USA
+1 (712) 873-3666
www.unitedbk.bank
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–4PM
Saturday
9–11AM
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Pay Attention

Lenders are provided in the first three points. Below info specifies common information about payday loans.

Payday Loans in Moville, Iowa

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Moville, Iowa is issued easily and fast. The interest percentage is defined considering the category of the customer: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will United Bank of Iowa help take out a payday loan in Moville, Iowa?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed money will be credited to bank account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed within minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

A adverse factor reviewed by financial institutions is called as bad credit history. But this drawback is not implied as the only one by payday lenders to take out a cash advance. The lending company process many aspects such as financial capabilities to approve the form. Payday loans in Moville, Iowa may help enhance your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

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MoneyGram

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State Savings Bank

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