Peoples Savings Bank Payday Loans Review - Montezuma, Iowa

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3.7 3 reviews

106 S 2nd St, Montezuma, IA 50171, USA
+1 (641) 623-5105
www.peoplesbankmonte.com
Saturday
Closed
Sunday
Closed
Monday
8AM–3PM
Tuesday
8AM–3PM
Wednesday
8AM–3PM
Thursday
8AM–3PM
Friday
8AM–4:30PM

Domain Info

Created Date

2007-03-21

Mailing Address

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IA

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United States

Company Name

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Contact Data

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Testimonials

Feedback about Peoples Savings Bank?

Here you grapple with the feedback of our clients.
Note

Pay Attention

Further there will be given the details about not a exact lender. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Montezuma, New York

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Montezuma, New York is issued simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more cash advance you pay back off, the more reasonable rates a customer will recieve.

APR

25% small loan cap

How will Peoples Savings Bank help take out a payday loan in Montezuma, New York?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are issued day and night. The loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is reviewed by financial institutions. Lenders in Montezuma, ny consider this circumstance not an obstacle to issue a loan. The client of a payday loan should be ready to objectively assess financial abilities, issue a loan, pay off the debt on a due date and not only resolve current difficulties, but improve the credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the APR of the loan, you are welcome to use the calculator. It will determine the cost of the payday loan.

Let's see

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