North Iowa Community Credit Union Payday Loans Review - Mason City, Iowa

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4.3 7 reviews

4063 4th St SW, Mason City, IA 50401, USA
+1 (641) 423-2281
www.niccu.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
8:30AM–12:30PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1998-07-23

Mailing Address

640 S FEDERAL AVE

MASON CITY

IA

50401-5059

United States

Company Name

North Iowa Community Credit Union

North Iowa Community Credit Union

Contact Data

mjurgens@niccu.com

+1.6414242281

+1.6414246013

Testimonials

What people think about North Iowa Community Credit Union?

Below you find some of the reviews of our clients.
Note

Pay Attention

Above there is information about a precise company. Below you can review common features of payday loans.

Payday Loans in Mason City, Iowa

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Mason City, Iowa. The entire process is straightforward. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of North Iowa Community Credit Union that offers payday loans in Mason City, Iowa

  • 24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account very quickly.
  • High approval chances. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still get approved for a payday loan. Such loans are designed to help meet the needs of consumers with less than perfect credit scores. There are lenders who may be happy to give you a payday loan even if you have a poor credit score. You will need a stable income to be eligible for a bad credit payday loan.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was designed to quickly calculate the APR. It’s easy to find out the precise cost of the loan even before applying.

Let's see

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