CENT Credit Union Payday Loans Review - Mason City, Iowa

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3.9 30 reviews

25 W State St, Mason City, IA 50401, USA
+1 (641) 424-2368
www.centcu.org
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Testimonials

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Here you grapple with the reviews of our customers.
Note

Pay Attention

Payday lenders are shown in the first three points. Below info defines general information about payday loans.

Payday Loans in Mason City, Iowa

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

It is simple and quick to issue loans in Mason City, Iowa. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, she will be offered one of the most favorable terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will CENT Credit Union help issue a payday loan in Mason City, Iowa?

  • Round the clock service. Every customer may address the service round the clock. The borrowed money will be transfered to account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to take out a payday loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in Mason City, ia consider this circumstance not an obstacle to take out a loan. The client of a cash advance should be ready to objectively assess financial abilities, take out a loan, pay off the debt on schedule and not only cope with current issues, but enhance the credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Mason City, Iowa

Principal Financial Group

210 5th St #103, Coralville, IA 52241, USA

+1 (319) 339-4190

Check Into Cash

50 La Frentz Ln Suite C, Marshalltown, IA 50158, USA

+1 (641) 752-2806

local.checkintocash.com

West Bank - Drive-Up Only

3255 99th St, Urbandale, IA 50322, USA

+1 (515) 222-2302

www.westbankstrong.com

Hills Bank

103 W Main St, Lisbon, IA 52253, USA

+1 (319) 455-2951

www.hillsbank.com

Greater Iowa Credit Union

2623 Northridge Pkwy, Ames, IA 50010, USA

+1 (800) 296-9064

bit.ly

Principal Financial Group

11683 Virginia St, New Virginia, IA 50210, USA

+1 (641) 466-3385

www.principal.com

Edward Jones - Financial Advisor: Toby McCarter, AAMS®

1604 Plaza Pl, Muscatine, IA 52761, USA

+1 (563) 263-2863

www.edwardjones.com

Collins Community Credit Union - Home Loan Center

1054 73rd St, Clive, IA 50324, USA

+1 (515) 223-0208

www.collinscu.org

Palo Savings Bank

2801 Hollenbeck Rd, Palo, IA 52324, USA

+1 (319) 851-2241

www.palosavingsbank.com