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What people think about The Exchange State Bank?
It decided to improve my credit because I had no chances of getting accepted for a student loan. So I applied for a cash advance via The Exchange State Bank. Took out 2 small loans, one after another, and repaid them as agreed. My credit history improved! It worked! Very nice lender.
Andy Nolan
They approve applicants instantly and transfer funds the same day. But be careful – they charge high fees for missed payments. I recommend that you be a responsible borrower! Do not repeat my inaccuracy!
Hermann Walsh
Was invited to a gender party but was broke at that time. A friend recommended me to apply for a loan via The Exchange State Bank. And I did. This was the right decision! Yes, the APR was high but I think it’s because I had no credit. In general, The process was hassle free.
Delphia Gleason
The process was hassle-free, quick. No guarantors needed. Thank you so much. Love their online customer support. No issues. Would apply again.
Mr. Riley Nienow
I always use The Exchange State Bank when it need a loan. The application process is easy. No problems.
Herminio Kertzmann
Last week I urgently needed cash to pay for a business trip. I filled out an application form via the website of The Exchange State Bank. I entered the basic personal data. No phone calls. The requested amount was approved within a couple of minutes. The money was sent to my bank account the next day. Awesome service!
Dr. Willard Shields
Important
Now you can see general characteristics of payday loans.
Payday Loans in Martelle, Iowa
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Payday loans may be an easy and fast solution to a short-term problem in Martelle, Iowa. Loans from payday lenders can get you funds quickly. Your APR will depend on several things.
337% *
$500
Not Specified
31 days
Advantages of The Exchange State Bank that offers payday loans in Martelle, Iowa
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The funds will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to fill out the form. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Click a “Submit” button to recieve a loan offer from one of the lenders.
Why people apply for payday loans?
Payday loans for bad credit
Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give consumers with a poor credit rating an increased chance to get approved for short-term loans. A payday loan may be the only loan available for some people to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your opportunities and repay your loan commitments without delays.
To get accepted for a loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and find out the precise cost of the payday loan immediately.
Other Payday Lenders in Martelle, Iowa
Advance America
1019 S Grand Ave Ste. 1, Spencer, IA 51301, USA
+1 (712) 262-3949
www.advanceamerica.net
Northwestern Mutual Financial: Meehan James
2475A Coral Ct, Coralville, IA 52241, USA
+1 (319) 351-5075
www.northwesternmutual.com
Edward Jones - Financial Advisor: John K Stookesberry
110 S Madison St, Bloomfield, IA 52537, USA
+1 (641) 664-2044
www.edwardjones.com
Edward Jones - Financial Advisor: Perry A Overton, AAMS®
1207 S Marshall St, Boone, IA 50036, USA
+1 (515) 432-7127
www.edwardjones.com
Edward Jones - Financial Advisor: Brock M Jacobson, CFP®|AAMS®
310 S Oak St # A, Iowa Falls, IA 50126, USA
+1 (641) 648-5783
www.edwardjones.com
