Collins Community Credit Union Payday Loans Review - Marion, Iowa

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3.8 18 reviews

3680 US-151, Marion, IA 52302, USA
+1 (800) 475-1150
www.collinscu.org
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

What people think about Collins Community Credit Union?

Below you read some of the reviews of our customers.
Note

Pay Attention

The above-given information provides the details about a specific financial institution. The information below is about common information about payday loans.

Payday Loans in Marion, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans may seem like an easy and speedy solution to a short-term problem in Marion, New York. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on a few factors.

APR

25% small loan cap

Advantages of Collins Community Credit Union that offers payday loans in Marion, New York

  • 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within several hours.
  • High approval chances. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a poor credit history. Payday loan approvals depend very much on specific aspects. Payday companies will look at your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the exact cost of the payday loan immediately.

Let's see

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Edward Jones - Financial Advisor: Sharon Meyer, AAMS®|CRPC®

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Advance America

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Northwest Bank

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+1 (515) 295-7271

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Citizens First Bank

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MidWestOne Bank

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EZ Money Check Cashing

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Iowa State Bank & Trust Co

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+1 (641) 472-3161

www.myiowastatebank.com