United Bank of Iowa Payday Loans Review - Lake City, Iowa

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3.8 6 reviews

201 N Center St, Lake City, IA 51449, USA
+1 (712) 464-3181
www.unitedbk.bank
Thursday
8AM–4PM
Friday
8AM–4PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Testimonials

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Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes people get acquainted shared information about payday loans.

Payday Loans in Lake City, Pennsylvania

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

It is easy and quick to take out loans in Lake City, Pennsylvania. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be provided one of the most favorable terms and rates.

APR

6% APR small loan cap

How will United Bank of Iowa help issue a loan in Lake City, Pennsylvania?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed money will be deposited to card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed within minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Lake City, Pennsylvania. The lending company will estimate many points to qualify such as payment abilities. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should define its real cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Lake City, Iowa

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Farm Bureau Financial Services: Brian Putney

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United Bank of Iowa

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Check Into Cash

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Iowa Heartland Credit Union

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Great Western Bank

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+1 (515) 963-4488

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N W Iowa Credit Union

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Check Into Cash

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United Bank & Trust

2101 S Center St, Marshalltown, IA 50158, USA

+1 (641) 753-5900

www.ubtna.com