United Bank of Iowa Payday Loans Review - Kingsley, Iowa

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101 E 1st St, Kingsley, IA 51028, USA
+1 (712) 378-3304
www.unitedbk.bank
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Testimonials

What people think about United Bank of Iowa?

Below you find some of the reviews of our clients.
Note

Pay Attention

The above-given information provides the details about a peculiar company. The information below is about common information about payday loans.

Payday Loans in Kingsley, Pennsylvania

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans in Kingsley, Pennsylvania is are easy to get. The APR is specific for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

6% APR small loan cap

Advantages of United Bank of Iowa that offers payday loans in Kingsley, Pennsylvania

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a poor credit rating. Payday loan approvals depend very much on other circumstances. Payday companies will look at your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get accepted for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.

Let's see

Other Payday Lenders in Kingsley, Iowa

IH Mississippi Valley Credit Union

2102 E Kimberly Rd, Davenport, IA 52807, USA

+1 (309) 793-6200

www.ihmvcu.org

Great Western Bank

610 4th St, Sully, IA 50251, USA

+1 (641) 594-4400

www.greatwesternbank.com

Greater Iowa Credit Union

230 N 7th St, Denison, IA 51442, USA

+1 (800) 296-9064

bit.ly

Central Bank ATM

1525 W 5th St, Storm Lake, IA 50588, USA

+1 (800) 383-8000

www.centralbankonline.com

Hometown Cash Advance

606 S Federal Ave Suite 1, Mason City, IA 50401, USA

+1 (641) 424-2222

Cedar Falls Community Credit

123 W 4th St, Cedar Falls, IA 50613, USA

+1 (319) 266-7531

www.cfccu.org

Northwest Bank

5700 University Ave, West Des Moines, IA 50266, USA

+1 (515) 974-4400

www.nw.bank

County Bank

301 Main St, Deep River, IA 52222, USA

+1 (641) 595-2133

www.yourcountybank.com

Edward Jones - Financial Advisor: Clint M Whitcome

121 W Main St Suite 1, New Hampton, IA 50659, USA

+1 (641) 394-4449

www.edwardjones.com